icon-solutions Advantages for mobile operator:

  • Increase in revenues. Commissions from transfers, payments and any digitized values stored in the wallet. Increase in ARPU and growth of internet traffic due to expanding opportunities to use funds from a mobile operator account.
  • Growth of the customer base. Attracting new customers from among those people who want to simplify their interaction with banks, those who do not use banking services at all, as well as those for whom any of wallet services is valuable. .
  • Strengthening the brand. Increasing the value of the mobile operator's offerings by bringing to the market a unique mobile wallet that can become a single provider of mobile services and digitized solutions for the customer.
  • New opportunities for partnership. The network development for on-line (eCommerce) and off-line (mCommerce) mobile wallet payment acceptance, partners’ e-services in the wallet (mobile gifts, electronic insurance policies, e-tickets, etc.), partnership through digitization of values (loyalty programs in the wallet, a single ticket for public transport, an electronic prescription, etc.)

icon-solutions Opportunities for subscribers:

  • A convenient, secure and customizable mobile wallet in the form of a smartphone application for making payments and transfers, as well as for managing any digitized values
  • A variety of payment instruments inside the wallet (payment from the mobile operator's account, payment by card or from a bank account, e-money payments)
  • Mobile account replenishment instantly and without commissions
  • Instant P2P transfers by phone number, including transfers between subscribers' accounts of different operators
  • Payment for goods and services in the wallet catalog (utilities, communications, insurance, games and content, online stores, etc.)
  • Purchasing e-tickets
  • Authorization with wallet at web-resources, wallet payments by scanning a QR-code generated in the basket of an online store
  • Wallet payments (contactless or by QR-code scanning) in retail shops, restaurants, taxis, petrol stations, etc.
  • Participation in loyalty programs by the mobile operator and partners, including money rewards for purchases (cash-back)
  • Any other mobile services (mobile gifts, parking fees, a single ticket for public transport, etc.) and digitized values (electronic prescriptions, photocopies of documents, etc.)
  • On-line communication with customers using PUSH notifications, as well as an instant messenger integrated into the wallet

icon-solutions Opportunities for merchants partnering with the mobile operator:

  • Increasing the customer base with subscribers of the mobile operator – mobile wallet owners
  • A universal and convenient payment tool for customers, the ability to accept various payment means
  • Authorization and payment in an online store in just a few clicks
  • A variety of ways to accept mobile wallet payments depending on the type and size of the merchant (contactless payments, payments by scanning a QR code printed or displayed on the screen, using QR POS mobile terminals (smartphone application) for receiving payments, and payments by phone number)
  • Loyalty programs integrated into the payment solution
  • Online communication with customers using PUSH-notifications, as well as instant messenger, integrated into the wallet
  • Flexibly configurable billing of transactions

icon-solutions The project for a mobile operator includes 4 basic steps:

  • 1. Writing functional requirements for the solution (business processes, interfaces, IT architecture and infrastructure, and integration)
  • 2. Platform deployment, integration with the billing system of the mobile operator, integration with payment and service providers, and partners
  • 3. Technical and business testing
  • 4. Commercial launch

icon-solutions Used platforms and services:

  • mWallet – mobile wallet in a form of a smartphone application for a subscriber of the mobile operator.
  • eWallet - platform for issuing and managing electronic money
  • mReward – platform for managing a loyalty program, including bonus processing and CRM-solution
  • Masterpass – a MasterCard service that allows you to store your card details in the cloud, and thus to link cards to your mobile wallet

Our projects with mobile operators:

  • Vodafone Pay - mobile wallet of mobile operator Vodafone Ukraine (with integrated Masterpass by MasterCard), launched in June 2017
  • Mobile wallet for mobile operator in Kyrgyzstan, to be launched in 4Q 2017

How to start?

  1. Think on what relationship you`d like to build with your customers

  2. Describe your needs in this form

  3. You will get our quick response. We might have need to interview with you